"It feels like youre trying not to understand how a public option could be better."
This statement assumes a public option (which varies wildly depending on the one) is better.
The parent comment wasn't about a public option or getting a card. It was a complaint that recieving care at a provider is extremely complicated. At that stage of the process, that claim is incorrect.
Also theres none of this in-network vs out of network chaos. Emergency care always covered, doesnt matter where you go.
It feels like youre trying not to understand how a public option could be better.