I am optimistic that if we can at least stop prices from increasing faster than growth in real wages, at least the rest of the economy can eventually catch up.

> It will take a lot more housing inaccessibility, especially if it hits the currently affluent class.

This is already happening. The millennial children of the youngest upper-middle-class Baby Boomers are bordering on being unable to afford the kinds of houses that they grew up in, at the same ages as their parents, without significant intergenerational financial assistance that their parents did not need or have access to.